2012 BIF to GMD Historical Review

YEARLY HIGH

0.0238 GMD

YEARLY LOW

0.0197 GMD

YEARLY AVERAGE

0.0222 GMD

2012 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.0238. Conversely, the yearly low was recorded on December 16, dropping to 0.0197.

This high-to-low spread represents a total annual volatility of 0.0041 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0228 to the December average rate of 0.0204, the exchange rate registered a net change of -10.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0238 was down 4.61% compared to the 2011 peak of 0.0250, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 119 GMD

2011 Average 117 GMD

Yearly Trough Low 98 GMD

Transaction Impact: A difference of 20.70 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0238

0.0200

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0227, compared to 0.0217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0227

H2 Avg (Jul–Dec) 0.0217

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0029 GMD (High: 0.0229 / Low: 0.0199). On the other end, July was the most stable month, with a tight range of 0.0006 GMD (High: 0.0224 / Low: 0.0217).

November Spread (Volatile) ±0.0029

July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0019 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.0235) against the same month in 2011 (average: 0.0243), the exchange rate shifted by -0.0008 (-3.38%).

2012 Avg (March) 0.0235

2011 Avg (March) 0.0243

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0235	0.0217	0.0228
February	0.0238	0.0225	0.0233
March	0.0238	0.0226	0.0235
April	0.0233	0.0217	0.0225
May	0.0221	0.0215	0.0218
June	0.0225	0.0212	0.0220
July	0.0224	0.0217	0.0220
August	0.0233	0.0218	0.0221
September	0.0233	0.0222	0.0227
October	0.0230	0.0221	0.0226
November	0.0229	0.0199	0.0207
December	0.0212	0.0197	0.0204