2022 BIF to GMD Historical Review

YEARLY HIGH

0.0303 GMD

YEARLY LOW

0.0260 GMD

YEARLY AVERAGE

0.0271 GMD

2022 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.0303. Conversely, the yearly low was recorded on March 16, dropping to 0.0260.

This high-to-low spread represents a total annual volatility of 0.0043 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0264 to the December average rate of 0.0300, the exchange rate registered a net change of 13.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0303 was up 13.54% compared to the 2021 peak of 0.0267, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 151 GMD

2021 Average 130 GMD

Yearly Trough Low 130 GMD

Transaction Impact: A difference of 21.40 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0304

0.0259

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0265, compared to 0.0278 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0265

H2 Avg (Jul–Dec) 0.0278

Volatility Range Comparison

Volatility

The most volatile month in 2022 was October, with a trading range of 0.0017 GMD (High: 0.0284 / Low: 0.0268). On the other end, July was the most stable month, with a tight range of 0.0002 GMD (High: 0.0264 / Low: 0.0262).

October Spread (Volatile) ±0.0017

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.0300) against the same month in 2021 (average: 0.0263), the exchange rate shifted by +0.0037 (+14.19%).

2022 Avg (December) 0.0300

2021 Avg (December) 0.0263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0268	0.0261	0.0264
February	0.0268	0.0263	0.0265
March	0.0269	0.0260	0.0264
April	0.0269	0.0261	0.0265
May	0.0269	0.0262	0.0265
June	0.0267	0.0261	0.0264
July	0.0264	0.0262	0.0263
August	0.0268	0.0262	0.0264
September	0.0271	0.0263	0.0267
October	0.0284	0.0268	0.0276
November	0.0300	0.0284	0.0297
December	0.0303	0.0298	0.0300