2018 BIF to GMD Historical Review

YEARLY HIGH

0.0280 GMD

YEARLY LOW

0.0263 GMD

YEARLY AVERAGE

0.0271 GMD

2018 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0280. Conversely, the yearly low was recorded on May 27, dropping to 0.0263.

This high-to-low spread represents a total annual volatility of 0.0017 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0272 to the December average rate of 0.0274, the exchange rate registered a net change of 0.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0280 was up 2.84% compared to the 2017 peak of 0.0273, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 140 GMD

2017 Average 133 GMD

Yearly Trough Low 132 GMD

Transaction Impact: A difference of 8.50 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0277

0.0265

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0268, compared to 0.0273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0268

H2 Avg (Jul–Dec) 0.0273

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0008 GMD (High: 0.0280 / Low: 0.0273). On the other end, August was the most stable month, with a tight range of 0.0003 GMD (High: 0.0272 / Low: 0.0269).

November Spread (Volatile) ±0.0008

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0275) against the same month in 2017 (average: 0.0270), the exchange rate shifted by +0.0005 (+1.99%).

2018 Avg (November) 0.0275

2017 Avg (November) 0.0270

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0276	0.0269	0.0272
February	0.0272	0.0265	0.0268
March	0.0270	0.0265	0.0268
April	0.0269	0.0265	0.0267
May	0.0268	0.0263	0.0266
June	0.0269	0.0264	0.0266
July	0.0272	0.0265	0.0269
August	0.0272	0.0269	0.0271
September	0.0277	0.0270	0.0273
October	0.0280	0.0272	0.0276
November	0.0280	0.0273	0.0275
December	0.0277	0.0271	0.0274