2014 BIF to GMD Historical Review

YEARLY HIGH

0.0278 GMD

YEARLY LOW

0.0245 GMD

YEARLY AVERAGE

0.0257 GMD

2014 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 0.0278. Conversely, the yearly low was recorded on January 6, dropping to 0.0245.

This high-to-low spread represents a total annual volatility of 0.0034 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0246 to the December average rate of 0.0276, the exchange rate registered a net change of 12.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0278 was up 12.48% compared to the 2013 peak of 0.0248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 139 GMD

2013 Average 109 GMD

Yearly Trough Low 122 GMD

Transaction Impact: A difference of 16.87 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0279

0.0243

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0250, compared to 0.0264 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0250

H2 Avg (Jul–Dec) 0.0264

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0025 GMD (High: 0.0276 / Low: 0.0252). On the other end, March was the most stable month, with a tight range of 0.0002 GMD (High: 0.0247 / Low: 0.0245).

October Spread (Volatile) ±0.0025

March Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.0276) against the same month in 2013 (average: 0.0223), the exchange rate shifted by +0.0053 (+23.71%).

2014 Avg (November) 0.0276

2013 Avg (November) 0.0223

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0247	0.0245	0.0246
February	0.0249	0.0245	0.0246
March	0.0247	0.0245	0.0246
April	0.0257	0.0245	0.0251
May	0.0258	0.0255	0.0256
June	0.0259	0.0255	0.0257
July	0.0258	0.0254	0.0256
August	0.0258	0.0255	0.0256
September	0.0258	0.0254	0.0256
October	0.0276	0.0252	0.0263
November	0.0278	0.0275	0.0276
December	0.0277	0.0273	0.0276