2020 BIF to GMD Historical Review

YEARLY HIGH

0.0272 GMD

YEARLY LOW

0.0266 GMD

YEARLY AVERAGE

0.0269 GMD

2020 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 20, valuing the pair at 0.0272. Conversely, the yearly low was recorded on December 5, dropping to 0.0266.

This high-to-low spread represents a total annual volatility of 0.0007 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0272 to the December average rate of 0.0266, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0272 was down 1.73% compared to the 2019 peak of 0.0277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 136 GMD

2019 Average 136 GMD

Yearly Trough Low 133 GMD

Transaction Impact: A difference of 3.34 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0272

0.0266

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0270, compared to 0.0268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0270

H2 Avg (Jul–Dec) 0.0268

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0004 GMD (High: 0.0272 / Low: 0.0268). On the other end, September was the most stable month, with a tight range of 0.0001 GMD (High: 0.0268 / Low: 0.0268).

March Spread (Volatile) ±0.0004

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0272) against the same month in 2019 (average: 0.0274), the exchange rate shifted by -0.0003 (-0.99%).

2020 Avg (January) 0.0272

2019 Avg (January) 0.0274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0272	0.0270	0.0272
February	0.0271	0.0269	0.0270
March	0.0272	0.0268	0.0269
April	0.0271	0.0267	0.0269
May	0.0272	0.0268	0.0270
June	0.0272	0.0269	0.0271
July	0.0270	0.0269	0.0269
August	0.0269	0.0268	0.0269
September	0.0268	0.0268	0.0268
October	0.0268	0.0267	0.0267
November	0.0267	0.0266	0.0267
December	0.0267	0.0266	0.0266