YEARLY HIGH
0.0252 GMD
YEARLY LOW
0.0235 GMD
YEARLY AVERAGE
0.0244 GMD

2025 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.0252. Conversely, the yearly low was recorded on June 5, dropping to 0.0235.

This high-to-low spread represents a total annual volatility of 0.0017 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0244 to the December average rate of 0.0248, the exchange rate registered a net change of 1.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0252 was up 2.13% compared to the 2024 peak of 0.0247, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 126 GMD
2024 Average 119 GMD
Yearly Trough Low 118 GMD
Transaction Impact: A difference of 8.56 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0249
0.0240
JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0243, compared to 0.0245 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0243
H2 Avg (Jul–Dec) 0.0245

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0015 GMD (High: 0.0251 / Low: 0.0236). On the other end, November was the most stable month, with a tight range of 0.0005 GMD (High: 0.0250 / Low: 0.0244).

September Spread (Volatile) ±0.0015
November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0248) against the same month in 2024 (average: 0.0244), the exchange rate shifted by +0.0005 (+1.92%).

2025 Avg (December) 0.0248
2024 Avg (December) 0.0244

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0249 0.0240 0.0244
February 0.0247 0.0241 0.0243
March 0.0246 0.0239 0.0243
April 0.0247 0.0239 0.0243
May 0.0247 0.0242 0.0244
June 0.0244 0.0235 0.0241
July 0.0245 0.0240 0.0242
August 0.0247 0.0238 0.0243
September 0.0251 0.0236 0.0244
October 0.0252 0.0243 0.0246
November 0.0250 0.0244 0.0248
December 0.0252 0.0245 0.0248