2013 BIF to GMD Historical Review

YEARLY HIGH

0.0248 GMD

YEARLY LOW

0.0209 GMD

YEARLY AVERAGE

0.0219 GMD

2013 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.0248. Conversely, the yearly low was recorded on May 13, dropping to 0.0209.

This high-to-low spread represents a total annual volatility of 0.0039 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0220 to the December average rate of 0.0245, the exchange rate registered a net change of 11.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0248 was up 3.94% compared to the 2012 peak of 0.0238, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 124 GMD

2012 Average 111 GMD

Yearly Trough Low 104 GMD

Transaction Impact: A difference of 19.35 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0249

0.0207

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0217, compared to 0.0220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0217

H2 Avg (Jul–Dec) 0.0220

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0035 GMD (High: 0.0246 / Low: 0.0210). On the other end, September was the most stable month, with a tight range of 0.0002 GMD (High: 0.0213 / Low: 0.0211).

November Spread (Volatile) ±0.0035

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0019 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0245) against the same month in 2012 (average: 0.0204), the exchange rate shifted by +0.0042 (+20.43%).

2013 Avg (December) 0.0245

2012 Avg (December) 0.0204

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0227	0.0212	0.0220
February	0.0216	0.0209	0.0213
March	0.0224	0.0210	0.0214
April	0.0213	0.0209	0.0211
May	0.0225	0.0209	0.0213
June	0.0236	0.0218	0.0232
July	0.0232	0.0209	0.0213
August	0.0229	0.0212	0.0214
September	0.0213	0.0211	0.0212
October	0.0214	0.0210	0.0212
November	0.0246	0.0210	0.0223
December	0.0248	0.0242	0.0245