2016 BIF to GMD Historical Review

YEARLY HIGH

0.0277 GMD

YEARLY LOW

0.0249 GMD

YEARLY AVERAGE

0.0260 GMD

2016 BIF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.0277. Conversely, the yearly low was recorded on March 1, dropping to 0.0249.

This high-to-low spread represents a total annual volatility of 0.0028 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0253 to the December average rate of 0.0256, the exchange rate registered a net change of 1.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0277 was down 0.99% compared to the 2015 peak of 0.0280, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 139 GMD

2015 Average 132 GMD

Yearly Trough Low 125 GMD

Transaction Impact: A difference of 13.89 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0277

0.0251

JanuMarcMayJulySeptNove

BIF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0264, compared to 0.0256 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0264

H2 Avg (Jul–Dec) 0.0256

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0025 GMD (High: 0.0274 / Low: 0.0249). On the other end, October was the most stable month, with a tight range of 0.0002 GMD (High: 0.0257 / Low: 0.0255).

March Spread (Volatile) ±0.0025

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 0.0275) against the same month in 2015 (average: 0.0275), the exchange rate shifted by -0.0000 (-0.11%).

2016 Avg (April) 0.0275

2015 Avg (April) 0.0275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0256	0.0251	0.0253
February	0.0254	0.0252	0.0253
March	0.0274	0.0249	0.0260
April	0.0277	0.0272	0.0275
May	0.0276	0.0273	0.0274
June	0.0275	0.0253	0.0266
July	0.0259	0.0256	0.0258
August	0.0259	0.0254	0.0257
September	0.0257	0.0254	0.0256
October	0.0257	0.0255	0.0256
November	0.0257	0.0253	0.0255
December	0.0259	0.0252	0.0256