2012 BIF to HUF Historical Review

YEARLY HIGH

0.1914 HUF

YEARLY LOW

0.1406 HUF

YEARLY AVERAGE

0.1610 HUF

2012 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.1914. Conversely, the yearly low was recorded on December 20, dropping to 0.1406.

This high-to-low spread represents a total annual volatility of 0.0508 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1834 to the December average rate of 0.1432, the exchange rate registered a net change of -21.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1914 was down 0.78% compared to the 2011 peak of 0.1929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 957 HUF

2011 Average 832 HUF

Yearly Trough Low 703 HUF

Transaction Impact: A difference of 253.84 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1874

0.1391

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1708, compared to 0.1512 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0195 points.

H1 Avg (Jan–Jun) 0.1708

H2 Avg (Jul–Dec) 0.1512

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0203 HUF (High: 0.1772 / Low: 0.1569). On the other end, December was the most stable month, with a tight range of 0.0044 HUF (High: 0.1451 / Low: 0.1406).

April Spread (Volatile) ±0.0203

December Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0143 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1834) against the same month in 2011 (average: 0.1814), the exchange rate shifted by +0.0019 (+1.07%).

2012 Avg (January) 0.1834

2011 Avg (January) 0.1814

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1914	0.1732	0.1834
February	0.1724	0.1655	0.1691
March	0.1746	0.1670	0.1703
April	0.1772	0.1569	0.1703
May	0.1730	0.1558	0.1647
June	0.1770	0.1603	0.1670
July	0.1678	0.1574	0.1631
August	0.1580	0.1531	0.1558
September	0.1572	0.1471	0.1517
October	0.1511	0.1426	0.1464
November	0.1508	0.1423	0.1473
December	0.1451	0.1406	0.1432