2022 BIF to HUF Historical Review

YEARLY HIGH

0.2161 HUF

YEARLY LOW

0.1538 HUF

YEARLY AVERAGE

0.1822 HUF

2022 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 12, valuing the pair at 0.2161. Conversely, the yearly low was recorded on February 5, dropping to 0.1538.

This high-to-low spread represents a total annual volatility of 0.0623 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1584 to the December average rate of 0.1860, the exchange rate registered a net change of 17.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.2161 was up 30.80% compared to the 2021 peak of 0.1652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,081 HUF

2021 Average 768 HUF

Yearly Trough Low 769 HUF

Transaction Impact: A difference of 311.67 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.2112

0.1522

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1696, compared to 0.1949 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0253 points.

H1 Avg (Jan–Jun) 0.1696

H2 Avg (Jul–Dec) 0.1949

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0198 HUF (High: 0.2108 / Low: 0.1910). On the other end, January was the most stable month, with a tight range of 0.0082 HUF (High: 0.1625 / Low: 0.1543).

September Spread (Volatile) ±0.0198

January Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0131 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.2063) against the same month in 2021 (average: 0.1561), the exchange rate shifted by +0.0501 (+32.10%).

2022 Avg (October) 0.2063

2021 Avg (October) 0.1561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1625	0.1543	0.1584
February	0.1657	0.1538	0.1571
March	0.1797	0.1617	0.1693
April	0.1779	0.1619	0.1705
May	0.1833	0.1737	0.1791
June	0.1878	0.1771	0.1832
July	0.1989	0.1864	0.1921
August	0.2020	0.1863	0.1930
September	0.2108	0.1910	0.1986
October	0.2161	0.1977	0.2063
November	0.2017	0.1900	0.1932
December	0.1927	0.1811	0.1860