2020 BIF to HUF Historical Review

YEARLY HIGH

0.1788 HUF

YEARLY LOW

0.1493 HUF

YEARLY AVERAGE

0.1609 HUF

2020 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.1788. Conversely, the yearly low was recorded on December 17, dropping to 0.1493.

This high-to-low spread represents a total annual volatility of 0.0295 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1597 to the December average rate of 0.1518, the exchange rate registered a net change of -4.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1788 was up 7.34% compared to the 2019 peak of 0.1665, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 894 HUF

2019 Average 789 HUF

Yearly Trough Low 746 HUF

Transaction Impact: A difference of 147.54 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1752

0.1497

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1654, compared to 0.1564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.1654

H2 Avg (Jul–Dec) 0.1564

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0218 HUF (High: 0.1776 / Low: 0.1558). On the other end, December was the most stable month, with a tight range of 0.0041 HUF (High: 0.1534 / Low: 0.1493).

March Spread (Volatile) ±0.0218

December Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0070 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1731) against the same month in 2019 (average: 0.1561), the exchange rate shifted by +0.0169 (+10.86%).

2020 Avg (April) 0.1731

2019 Avg (April) 0.1561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1627	0.1564	0.1597
February	0.1661	0.1607	0.1638
March	0.1776	0.1558	0.1652
April	0.1788	0.1689	0.1731
May	0.1722	0.1636	0.1690
June	0.1657	0.1589	0.1620
July	0.1645	0.1509	0.1593
August	0.1561	0.1508	0.1528
September	0.1623	0.1548	0.1583
October	0.1626	0.1556	0.1592
November	0.1628	0.1549	0.1567
December	0.1534	0.1493	0.1518