2015 BIF to HUF Historical Review

YEARLY HIGH

0.1898 HUF

YEARLY LOW

0.1687 HUF

YEARLY AVERAGE

0.1783 HUF

2015 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.1898. Conversely, the yearly low was recorded on January 1, dropping to 0.1687.

This high-to-low spread represents a total annual volatility of 0.0212 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1734 to the December average rate of 0.1857, the exchange rate registered a net change of 7.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1898 was up 13.36% compared to the 2014 peak of 0.1674, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 949 HUF

2014 Average 749 HUF

Yearly Trough Low 843 HUF

Transaction Impact: A difference of 105.83 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1883

0.1707

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1757, compared to 0.1809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.1757

H2 Avg (Jul–Dec) 0.1809

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0122 HUF (High: 0.1852 / Low: 0.1729). On the other end, December was the most stable month, with a tight range of 0.0056 HUF (High: 0.1893 / Low: 0.1838).

March Spread (Volatile) ±0.0122

December Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0021 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.1868) against the same month in 2014 (average: 0.1575), the exchange rate shifted by +0.0293 (+18.62%).

2015 Avg (November) 0.1868

2014 Avg (November) 0.1575

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1773	0.1687	0.1734
February	0.1761	0.1703	0.1722
March	0.1852	0.1729	0.1787
April	0.1804	0.1724	0.1771
May	0.1814	0.1699	0.1750
June	0.1814	0.1735	0.1777
July	0.1819	0.1717	0.1760
August	0.1831	0.1740	0.1800
September	0.1815	0.1753	0.1791
October	0.1816	0.1732	0.1780
November	0.1898	0.1803	0.1868
December	0.1893	0.1838	0.1857