2019 BIF to HUF Historical Review

YEARLY HIGH

0.1665 HUF

YEARLY LOW

0.1516 HUF

YEARLY AVERAGE

0.1578 HUF

2019 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.1665. Conversely, the yearly low was recorded on March 16, dropping to 0.1516.

This high-to-low spread represents a total annual volatility of 0.0150 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1551 to the December average rate of 0.1586, the exchange rate registered a net change of 2.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1665 was up 2.97% compared to the 2018 peak of 0.1617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 833 HUF

2018 Average 760 HUF

Yearly Trough Low 758 HUF

Transaction Impact: A difference of 74.88 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1639

0.1529

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1554, compared to 0.1601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0047 points.

H1 Avg (Jan–Jun) 0.1554

H2 Avg (Jul–Dec) 0.1601

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0089 HUF (High: 0.1665 / Low: 0.1576). On the other end, May was the most stable month, with a tight range of 0.0027 HUF (High: 0.1593 / Low: 0.1566).

October Spread (Volatile) ±0.0089

May Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.1612) against the same month in 2018 (average: 0.1574), the exchange rate shifted by +0.0038 (+2.40%).

2019 Avg (October) 0.1612

2018 Avg (October) 0.1574

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1586	0.1521	0.1551
February	0.1566	0.1520	0.1544
March	0.1569	0.1516	0.1538
April	0.1584	0.1544	0.1561
May	0.1593	0.1566	0.1580
June	0.1588	0.1518	0.1549
July	0.1597	0.1551	0.1574
August	0.1629	0.1566	0.1594
September	0.1660	0.1608	0.1630
October	0.1665	0.1576	0.1612
November	0.1631	0.1574	0.1612
December	0.1623	0.1569	0.1586