2025 BIF to HUF Historical Review

YEARLY HIGH

0.1368 HUF

YEARLY LOW

0.1102 HUF

YEARLY AVERAGE

0.1194 HUF

2025 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.1368. Conversely, the yearly low was recorded on December 11, dropping to 0.1102.

This high-to-low spread represents a total annual volatility of 0.0266 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1349 to the December average rate of 0.1111, the exchange rate registered a net change of -17.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1368 was up 0.29% compared to the 2024 peak of 0.1364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 684 HUF

2024 Average 634 HUF

Yearly Trough Low 551 HUF

Transaction Impact: A difference of 133.04 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1373

0.1088

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1255, compared to 0.1133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 0.1255

H2 Avg (Jul–Dec) 0.1133

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0087 HUF (High: 0.1314 / Low: 0.1227). On the other end, December was the most stable month, with a tight range of 0.0019 HUF (High: 0.1121 / Low: 0.1102).

March Spread (Volatile) ±0.0087

December Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0058 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1349) against the same month in 2024 (average: 0.1227), the exchange rate shifted by +0.0122 (+9.92%).

2025 Avg (January) 0.1349

2024 Avg (January) 0.1227

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1368	0.1311	0.1349
February	0.1349	0.1285	0.1312
March	0.1314	0.1227	0.1254
April	0.1261	0.1199	0.1223
May	0.1237	0.1190	0.1213
June	0.1204	0.1143	0.1178
July	0.1181	0.1132	0.1153
August	0.1172	0.1135	0.1146
September	0.1146	0.1105	0.1125
October	0.1149	0.1119	0.1135
November	0.1150	0.1109	0.1127
December	0.1121	0.1102	0.1111