2016 BIF to HUF Historical Review

YEARLY HIGH

0.1874 HUF

YEARLY LOW

0.1632 HUF

YEARLY AVERAGE

0.1742 HUF

2016 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.1874. Conversely, the yearly low was recorded on October 8, dropping to 0.1632.

This high-to-low spread represents a total annual volatility of 0.0243 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1852 to the December average rate of 0.1767, the exchange rate registered a net change of -4.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1874 was down 1.26% compared to the 2015 peak of 0.1898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 937 HUF

2015 Average 892 HUF

Yearly Trough Low 816 HUF

Transaction Impact: A difference of 121.26 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1872

0.1634

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1788, compared to 0.1697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.1788

H2 Avg (Jul–Dec) 0.1697

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0162 HUF (High: 0.1810 / Low: 0.1648). On the other end, April was the most stable month, with a tight range of 0.0037 HUF (High: 0.1786 / Low: 0.1748).

June Spread (Volatile) ±0.0162

April Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0062 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1852) against the same month in 2015 (average: 0.1734), the exchange rate shifted by +0.0119 (+6.85%).

2016 Avg (January) 0.1852

2015 Avg (January) 0.1734

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1874	0.1824	0.1852
February	0.1828	0.1771	0.1791
March	0.1820	0.1761	0.1790
April	0.1786	0.1748	0.1769
May	0.1818	0.1738	0.1786
June	0.1810	0.1648	0.1740
July	0.1729	0.1679	0.1714
August	0.1687	0.1644	0.1665
September	0.1677	0.1637	0.1654
October	0.1700	0.1632	0.1669
November	0.1764	0.1649	0.1712
December	0.1793	0.1735	0.1767