2021 BIF to HUF Historical Review

YEARLY HIGH

0.1652 HUF

YEARLY LOW

0.1434 HUF

YEARLY AVERAGE

0.1536 HUF

2021 BIF to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.1652. Conversely, the yearly low was recorded on June 1, dropping to 0.1434.

This high-to-low spread represents a total annual volatility of 0.0218 HUF. From a start-to-finish perspective, comparing the January average rate of 0.1517 to the December average rate of 0.1627, the exchange rate registered a net change of 7.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1652 was down 7.58% compared to the 2020 peak of 0.1788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 826 HUF

2020 Average 804 HUF

Yearly Trough Low 717 HUF

Transaction Impact: A difference of 109.01 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1642

0.1454

JanuMarcMayJulySeptNove

BIF to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1517, compared to 0.1555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.1517

H2 Avg (Jul–Dec) 0.1555

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0101 HUF (High: 0.1652 / Low: 0.1551). On the other end, December was the most stable month, with a tight range of 0.0030 HUF (High: 0.1639 / Low: 0.1609).

November Spread (Volatile) ±0.0101

December Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0065 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1605) against the same month in 2020 (average: 0.1567), the exchange rate shifted by +0.0038 (+2.40%).

2021 Avg (November) 0.1605

2020 Avg (November) 0.1567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1533	0.1498	0.1517
February	0.1544	0.1508	0.1520
March	0.1590	0.1544	0.1572
April	0.1573	0.1520	0.1543
May	0.1535	0.1439	0.1479
June	0.1513	0.1434	0.1470
July	0.1545	0.1497	0.1524
August	0.1524	0.1487	0.1507
September	0.1560	0.1474	0.1505
October	0.1580	0.1543	0.1561
November	0.1652	0.1551	0.1605
December	0.1639	0.1609	0.1627