2012 BIF to KES Historical Review

YEARLY HIGH

0.0674 KES

YEARLY LOW

0.0557 KES

YEARLY AVERAGE

0.0604 KES

2012 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0674. Conversely, the yearly low was recorded on December 27, dropping to 0.0557.

This high-to-low spread represents a total annual volatility of 0.0117 KES. From a start-to-finish perspective, comparing the January average rate of 0.0663 to the December average rate of 0.0564, the exchange rate registered a net change of -14.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0674 was down 22.21% compared to the 2011 peak of 0.0867, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 337 KES

2011 Average 367 KES

Yearly Trough Low 278 KES

Transaction Impact: A difference of 58.74 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0673

0.0554

JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0630, compared to 0.0577 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.0630

H2 Avg (Jul–Dec) 0.0577

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0047 KES (High: 0.0648 / Low: 0.0601). On the other end, October was the most stable month, with a tight range of 0.0009 KES (High: 0.0581 / Low: 0.0571).

April Spread (Volatile) ±0.0047

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0027 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0663) against the same month in 2011 (average: 0.0713), the exchange rate shifted by -0.0050 (-7.05%).

2012 Avg (January) 0.0663

2011 Avg (January) 0.0713

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0674	0.0643	0.0663
February	0.0650	0.0634	0.0639
March	0.0645	0.0632	0.0638
April	0.0648	0.0601	0.0632
May	0.0615	0.0595	0.0605
June	0.0616	0.0594	0.0603
July	0.0599	0.0580	0.0590
August	0.0588	0.0578	0.0583
September	0.0590	0.0573	0.0582
October	0.0581	0.0571	0.0574
November	0.0583	0.0564	0.0572
December	0.0577	0.0557	0.0564