2018 BIF to KES Historical Review

YEARLY HIGH

0.0589 KES

YEARLY LOW

0.0556 KES

YEARLY AVERAGE

0.0570 KES

2018 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 0.0589. Conversely, the yearly low was recorded on December 20, dropping to 0.0556.

This high-to-low spread represents a total annual volatility of 0.0033 KES. From a start-to-finish perspective, comparing the January average rate of 0.0583 to the December average rate of 0.0565, the exchange rate registered a net change of -3.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0589 was down 5.53% compared to the 2017 peak of 0.0623, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 294 KES

2017 Average 300 KES

Yearly Trough Low 278 KES

Transaction Impact: A difference of 16.62 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0585

0.0562

JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0573, compared to 0.0567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0573

H2 Avg (Jul–Dec) 0.0567

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0019 KES (High: 0.0578 / Low: 0.0558). On the other end, September was the most stable month, with a tight range of 0.0006 KES (High: 0.0570 / Low: 0.0564).

November Spread (Volatile) ±0.0019

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.0583) against the same month in 2017 (average: 0.0618), the exchange rate shifted by -0.0034 (-5.51%).

2018 Avg (January) 0.0583

2017 Avg (January) 0.0618

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0589	0.0578	0.0583
February	0.0579	0.0569	0.0575
March	0.0577	0.0566	0.0573
April	0.0575	0.0561	0.0568
May	0.0577	0.0563	0.0568
June	0.0575	0.0565	0.0570
July	0.0575	0.0560	0.0568
August	0.0572	0.0562	0.0567
September	0.0570	0.0564	0.0568
October	0.0572	0.0557	0.0564
November	0.0578	0.0558	0.0568
December	0.0574	0.0556	0.0565