2020 BIF to KES Historical Review

YEARLY HIGH

0.0575 KES

YEARLY LOW

0.0531 KES

YEARLY AVERAGE

0.0556 KES

2020 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0575. Conversely, the yearly low was recorded on February 1, dropping to 0.0531.

This high-to-low spread represents a total annual volatility of 0.0044 KES. From a start-to-finish perspective, comparing the January average rate of 0.0536 to the December average rate of 0.0569, the exchange rate registered a net change of 6.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0575 was up 0.96% compared to the 2019 peak of 0.0569, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 287 KES

2019 Average 277 KES

Yearly Trough Low 265 KES

Transaction Impact: A difference of 22.11 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0572

0.0531

JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0550, compared to 0.0562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0550

H2 Avg (Jul–Dec) 0.0562

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0029 KES (High: 0.0565 / Low: 0.0535). On the other end, October was the most stable month, with a tight range of 0.0002 KES (High: 0.0563 / Low: 0.0560).

March Spread (Volatile) ±0.0029

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0569) against the same month in 2019 (average: 0.0540), the exchange rate shifted by +0.0029 (+5.28%).

2020 Avg (December) 0.0569

2019 Avg (December) 0.0540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0541	0.0531	0.0536
February	0.0536	0.0531	0.0534
March	0.0565	0.0535	0.0549
April	0.0567	0.0555	0.0561
May	0.0568	0.0554	0.0561
June	0.0562	0.0555	0.0558
July	0.0561	0.0554	0.0558
August	0.0564	0.0558	0.0561
September	0.0563	0.0560	0.0561
October	0.0563	0.0560	0.0562
November	0.0567	0.0562	0.0564
December	0.0575	0.0560	0.0569