2016 BIF to KES Historical Review

YEARLY HIGH

0.0662 KES

YEARLY LOW

0.0599 KES

YEARLY AVERAGE

0.0629 KES

2016 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0662. Conversely, the yearly low was recorded on June 25, dropping to 0.0599.

This high-to-low spread represents a total annual volatility of 0.0062 KES. From a start-to-finish perspective, comparing the January average rate of 0.0655 to the December average rate of 0.0610, the exchange rate registered a net change of -6.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0662 was down 3.47% compared to the 2015 peak of 0.0686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 331 KES

2015 Average 314 KES

Yearly Trough Low 300 KES

Transaction Impact: A difference of 31.23 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0660

0.0603

JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0648, compared to 0.0609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0648

H2 Avg (Jul–Dec) 0.0609

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0052 KES (High: 0.0652 / Low: 0.0599). On the other end, October was the most stable month, with a tight range of 0.0004 KES (High: 0.0610 / Low: 0.0607).

June Spread (Volatile) ±0.0052

October Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0655) against the same month in 2015 (average: 0.0583), the exchange rate shifted by +0.0072 (+12.42%).

2016 Avg (January) 0.0655

2015 Avg (January) 0.0583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0662	0.0650	0.0655
February	0.0658	0.0650	0.0654
March	0.0655	0.0646	0.0650
April	0.0658	0.0647	0.0652
May	0.0653	0.0641	0.0646
June	0.0652	0.0599	0.0631
July	0.0615	0.0608	0.0611
August	0.0613	0.0606	0.0610
September	0.0611	0.0605	0.0608
October	0.0610	0.0607	0.0608
November	0.0611	0.0606	0.0609
December	0.0614	0.0605	0.0610