2015 BIF to KES Historical Review

YEARLY HIGH

0.0686 KES

YEARLY LOW

0.0577 KES

YEARLY AVERAGE

0.0627 KES

2015 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 0.0686. Conversely, the yearly low was recorded on January 5, dropping to 0.0577.

This high-to-low spread represents a total annual volatility of 0.0108 KES. From a start-to-finish perspective, comparing the January average rate of 0.0583 to the December average rate of 0.0657, the exchange rate registered a net change of 12.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0686 was up 17.59% compared to the 2014 peak of 0.0583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 343 KES

2014 Average 283 KES

Yearly Trough Low 289 KES

Transaction Impact: A difference of 54.24 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0687

0.0574

JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0598, compared to 0.0656 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 0.0598

H2 Avg (Jul–Dec) 0.0656

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0043 KES (High: 0.0658 / Low: 0.0615). On the other end, February was the most stable month, with a tight range of 0.0006 KES (High: 0.0586 / Low: 0.0580).

July Spread (Volatile) ±0.0043

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0018 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0677) against the same month in 2014 (average: 0.0574), the exchange rate shifted by +0.0104 (+18.06%).

2015 Avg (September) 0.0677

2014 Avg (September) 0.0574

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0588	0.0577	0.0583
February	0.0586	0.0580	0.0583
March	0.0593	0.0580	0.0585
April	0.0605	0.0587	0.0596
May	0.0628	0.0603	0.0614
June	0.0633	0.0616	0.0625
July	0.0658	0.0615	0.0629
August	0.0671	0.0647	0.0659
September	0.0686	0.0670	0.0677
October	0.0674	0.0648	0.0659
November	0.0661	0.0650	0.0656
December	0.0666	0.0651	0.0657