2019 BIF to KES Historical Review

YEARLY HIGH

0.0569 KES

YEARLY LOW

0.0535 KES

YEARLY AVERAGE

0.0554 KES

2019 BIF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0569. Conversely, the yearly low was recorded on December 23, dropping to 0.0535.

This high-to-low spread represents a total annual volatility of 0.0035 KES. From a start-to-finish perspective, comparing the January average rate of 0.0563 to the December average rate of 0.0540, the exchange rate registered a net change of -3.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0569 was down 3.32% compared to the 2018 peak of 0.0589, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 285 KES

2018 Average 285 KES

Yearly Trough Low 267 KES

Transaction Impact: A difference of 17.26 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0565

0.0538

JanuMarcMayJulySeptNove

BIF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0553, compared to 0.0554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0553

H2 Avg (Jul–Dec) 0.0554

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0016 KES (High: 0.0569 / Low: 0.0553). On the other end, September was the most stable month, with a tight range of 0.0006 KES (High: 0.0563 / Low: 0.0557).

January Spread (Volatile) ±0.0016

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0563) against the same month in 2018 (average: 0.0583), the exchange rate shifted by -0.0021 (-3.55%).

2019 Avg (January) 0.0563

2018 Avg (January) 0.0583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0569	0.0553	0.0563
February	0.0558	0.0547	0.0553
March	0.0560	0.0544	0.0551
April	0.0555	0.0548	0.0552
May	0.0553	0.0546	0.0551
June	0.0556	0.0544	0.0551
July	0.0565	0.0555	0.0560
August	0.0569	0.0558	0.0560
September	0.0563	0.0557	0.0560
October	0.0564	0.0552	0.0558
November	0.0553	0.0540	0.0547
December	0.0548	0.0535	0.0540