2013 BIF to LRD Historical Review

YEARLY HIGH

0.0527 LRD

YEARLY LOW

0.0469 LRD

YEARLY AVERAGE

0.0495 LRD

2013 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.0527. Conversely, the yearly low was recorded on February 20, dropping to 0.0469.

This high-to-low spread represents a total annual volatility of 0.0058 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0488 to the December average rate of 0.0522, the exchange rate registered a net change of 7.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0527 was down 8.56% compared to the 2012 peak of 0.0577, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 264 LRD

2012 Average 263 LRD

Yearly Trough Low 235 LRD

Transaction Impact: A difference of 28.87 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0527

0.0469

JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0479, compared to 0.0510 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0479

H2 Avg (Jul–Dec) 0.0510

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.0023 LRD (High: 0.0493 / Low: 0.0470). On the other end, November was the most stable month, with a tight range of 0.0006 LRD (High: 0.0523 / Low: 0.0517).

March Spread (Volatile) ±0.0023

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0522) against the same month in 2012 (average: 0.0480), the exchange rate shifted by +0.0043 (+8.94%).

2013 Avg (December) 0.0522

2012 Avg (December) 0.0480

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0494	0.0474	0.0488
February	0.0481	0.0469	0.0474
March	0.0493	0.0470	0.0477
April	0.0478	0.0471	0.0474
May	0.0482	0.0473	0.0476
June	0.0491	0.0478	0.0484
July	0.0492	0.0480	0.0486
August	0.0510	0.0488	0.0503
September	0.0514	0.0498	0.0510
October	0.0525	0.0510	0.0520
November	0.0523	0.0517	0.0521
December	0.0527	0.0519	0.0522