2015 BIF to LRD Historical Review

YEARLY HIGH

0.0587 LRD

YEARLY LOW

0.0521 LRD

YEARLY AVERAGE

0.0548 LRD

2015 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 0.0587. Conversely, the yearly low was recorded on July 20, dropping to 0.0521.

This high-to-low spread represents a total annual volatility of 0.0066 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0584 to the December average rate of 0.0551, the exchange rate registered a net change of -5.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0587 was down 2.24% compared to the 2014 peak of 0.0601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 294 LRD

2014 Average 284 LRD

Yearly Trough Low 260 LRD

Transaction Impact: A difference of 33.22 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0589

0.0523

JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0547, compared to 0.0550 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0547

H2 Avg (Jul–Dec) 0.0550

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0049 LRD (High: 0.0586 / Low: 0.0536). On the other end, January was the most stable month, with a tight range of 0.0006 LRD (High: 0.0587 / Low: 0.0581).

February Spread (Volatile) ±0.0049

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0584) against the same month in 2014 (average: 0.0541), the exchange rate shifted by +0.0043 (+8.01%).

2015 Avg (January) 0.0584

2014 Avg (January) 0.0541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0587	0.0581	0.0584
February	0.0586	0.0536	0.0541
March	0.0544	0.0534	0.0539
April	0.0545	0.0536	0.0540
May	0.0544	0.0535	0.0539
June	0.0545	0.0534	0.0540
July	0.0550	0.0521	0.0529
August	0.0572	0.0541	0.0558
September	0.0575	0.0546	0.0563
October	0.0563	0.0533	0.0546
November	0.0557	0.0536	0.0551
December	0.0576	0.0540	0.0551