2021 BIF to LRD Historical Review

YEARLY HIGH

0.0893 LRD

YEARLY LOW

0.0708 LRD

YEARLY AVERAGE

0.0843 LRD

2021 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.0893. Conversely, the yearly low was recorded on December 19, dropping to 0.0708.

This high-to-low spread represents a total annual volatility of 0.0185 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0864 to the December average rate of 0.0714, the exchange rate registered a net change of -17.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0893 was down 15.22% compared to the 2020 peak of 0.1054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 447 LRD

2020 Average 501 LRD

Yearly Trough Low 354 LRD

Transaction Impact: A difference of 92.70 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0905

0.0696

JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0877, compared to 0.0809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.0877

H2 Avg (Jul–Dec) 0.0809

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0102 LRD (High: 0.0860 / Low: 0.0758). On the other end, August was the most stable month, with a tight range of 0.0004 LRD (High: 0.0867 / Low: 0.0863).

October Spread (Volatile) ±0.0102

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0091 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0888) against the same month in 2020 (average: 0.1046), the exchange rate shifted by -0.0158 (-15.09%).

2021 Avg (March) 0.0888

2020 Avg (March) 0.1046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0879	0.0842	0.0864
February	0.0892	0.0876	0.0885
March	0.0893	0.0882	0.0888
April	0.0889	0.0876	0.0884
May	0.0881	0.0868	0.0873
June	0.0868	0.0863	0.0866
July	0.0868	0.0863	0.0866
August	0.0867	0.0863	0.0865
September	0.0866	0.0858	0.0862
October	0.0860	0.0758	0.0818
November	0.0754	0.0712	0.0727
December	0.0726	0.0708	0.0714