YEARLY HIGH
0.0687 LRD
YEARLY LOW
0.0595 LRD
YEARLY AVERAGE
0.0653 LRD

2025 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 0.0687. Conversely, the yearly low was recorded on September 14, dropping to 0.0595.

This high-to-low spread represents a total annual volatility of 0.0092 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0646 to the December average rate of 0.0599, the exchange rate registered a net change of -7.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0687 was down 0.51% compared to the 2024 peak of 0.0690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 343 LRD
2024 Average 332 LRD
Yearly Trough Low 297 LRD
Transaction Impact: A difference of 46.08 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0685
0.0591
JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0670, compared to 0.0636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.0670
H2 Avg (Jul–Dec) 0.0636

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0086 LRD (High: 0.0681 / Low: 0.0595). On the other end, December was the most stable month, with a tight range of 0.0006 LRD (High: 0.0603 / Low: 0.0596).

September Spread (Volatile) ±0.0086
December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0046 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0677) against the same month in 2024 (average: 0.0677), the exchange rate shifted by +0.0000 (+0.05%).

2025 Avg (July) 0.0677
2024 Avg (July) 0.0677

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0672 0.0622 0.0646
February 0.0680 0.0669 0.0672
March 0.0682 0.0668 0.0675
April 0.0683 0.0671 0.0675
May 0.0681 0.0671 0.0676
June 0.0682 0.0668 0.0675
July 0.0687 0.0671 0.0677
August 0.0685 0.0672 0.0677
September 0.0681 0.0595 0.0631
October 0.0623 0.0614 0.0620
November 0.0625 0.0599 0.0613
December 0.0603 0.0596 0.0599