2020 BIF to LRD Historical Review

YEARLY HIGH

0.1054 LRD

YEARLY LOW

0.0804 LRD

YEARLY AVERAGE

0.1002 LRD

2020 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 0.1054. Conversely, the yearly low was recorded on November 21, dropping to 0.0804.

This high-to-low spread represents a total annual volatility of 0.0250 LRD. From a start-to-finish perspective, comparing the January average rate of 0.1016 to the December average rate of 0.0830, the exchange rate registered a net change of -18.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1054 was down 7.65% compared to the 2019 peak of 0.1141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 527 LRD

2019 Average 506 LRD

Yearly Trough Low 402 LRD

Transaction Impact: A difference of 124.77 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1067

0.0809

JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1039, compared to 0.0965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 0.1039

H2 Avg (Jul–Dec) 0.0965

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0142 LRD (High: 0.0946 / Low: 0.0804). On the other end, September was the most stable month, with a tight range of 0.0004 LRD (High: 0.1033 / Low: 0.1029).

November Spread (Volatile) ±0.0142

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0147 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1045) against the same month in 2019 (average: 0.0905), the exchange rate shifted by +0.0139 (+15.38%).

2020 Avg (April) 0.1045

2019 Avg (April) 0.0905

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1035	0.0997	0.1016
February	0.1051	0.1031	0.1041
March	0.1052	0.1040	0.1046
April	0.1054	0.1038	0.1045
May	0.1048	0.1038	0.1043
June	0.1047	0.1038	0.1044
July	0.1044	0.1033	0.1036
August	0.1036	0.1031	0.1033
September	0.1033	0.1029	0.1031
October	0.1030	0.0943	0.1004
November	0.0946	0.0804	0.0856
December	0.0846	0.0810	0.0830