2014 BIF to LRD Historical Review

YEARLY HIGH

0.0601 LRD

YEARLY LOW

0.0514 LRD

YEARLY AVERAGE

0.0568 LRD

2014 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 0.0601. Conversely, the yearly low was recorded on March 15, dropping to 0.0514.

This high-to-low spread represents a total annual volatility of 0.0087 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0541 to the December average rate of 0.0585, the exchange rate registered a net change of 8.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0601 was up 13.90% compared to the 2013 peak of 0.0527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 300 LRD

2013 Average 247 LRD

Yearly Trough Low 257 LRD

Transaction Impact: A difference of 43.40 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0598

0.0525

JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0548, compared to 0.0588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.0548

H2 Avg (Jul–Dec) 0.0588

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 0.0051 LRD (High: 0.0586 / Low: 0.0535). On the other end, November was the most stable month, with a tight range of 0.0004 LRD (High: 0.0588 / Low: 0.0584).

June Spread (Volatile) ±0.0051

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 0.0592) against the same month in 2013 (average: 0.0486), the exchange rate shifted by +0.0106 (+21.75%).

2014 Avg (July) 0.0592

2013 Avg (July) 0.0486

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0553	0.0522	0.0541
February	0.0557	0.0549	0.0551
March	0.0552	0.0514	0.0531
April	0.0556	0.0545	0.0551
May	0.0558	0.0523	0.0548
June	0.0586	0.0535	0.0569
July	0.0601	0.0581	0.0592
August	0.0600	0.0588	0.0591
September	0.0593	0.0587	0.0591
October	0.0597	0.0581	0.0587
November	0.0588	0.0584	0.0586
December	0.0589	0.0581	0.0585