2019 BIF to LRD Historical Review

YEARLY HIGH

0.1141 LRD

YEARLY LOW

0.0868 LRD

YEARLY AVERAGE

0.1010 LRD

2019 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 0.1141. Conversely, the yearly low was recorded on January 5, dropping to 0.0868.

This high-to-low spread represents a total annual volatility of 0.0273 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0882 to the December average rate of 0.1005, the exchange rate registered a net change of 13.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1141 was up 25.04% compared to the 2018 peak of 0.0913, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 570 LRD

2018 Average 405 LRD

Yearly Trough Low 434 LRD

Transaction Impact: A difference of 136.42 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1162

0.0856

JanuMarcMayJulySeptNove

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0933, compared to 0.1088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0155 points.

H1 Avg (Jan–Jun) 0.0933

H2 Avg (Jul–Dec) 0.1088

Volatility Range Comparison

Volatility

The most volatile month in 2019 was November, with a trading range of 0.0105 LRD (High: 0.1134 / Low: 0.1029). On the other end, October was the most stable month, with a tight range of 0.0011 LRD (High: 0.1141 / Low: 0.1130).

November Spread (Volatile) ±0.0105

October Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0069 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.1136) against the same month in 2018 (average: 0.0875), the exchange rate shifted by +0.0262 (+29.92%).

2019 Avg (October) 0.1136

2018 Avg (October) 0.0875

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0900	0.0868	0.0882
February	0.0896	0.0879	0.0888
March	0.0899	0.0884	0.0891
April	0.0928	0.0890	0.0905
May	0.1032	0.0927	0.0978
June	0.1066	0.1031	0.1052
July	0.1099	0.1064	0.1085
August	0.1120	0.1098	0.1104
September	0.1136	0.1112	0.1124
October	0.1141	0.1130	0.1136
November	0.1134	0.1029	0.1073
December	0.1025	0.0997	0.1005