2026 BIF to LRD Historical Review

YEARLY HIGH

0.0638 LRD

YEARLY LOW

0.0602 LRD

YEARLY AVERAGE

0.0614 LRD

2026 BIF to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.0638. Conversely, the yearly low was recorded on January 1, dropping to 0.0602.

This high-to-low spread represents a total annual volatility of 0.0036 LRD. From a start-to-finish perspective, comparing the January average rate of 0.0614 to the December average rate of 0.0602, the exchange rate registered a net change of -1.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0638 was down 7.11% compared to the 2025 peak of 0.0687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 319 LRD

2025 Average 326 LRD

Yearly Trough Low 301 LRD

Transaction Impact: A difference of 18.21 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0629

0.0600

JanuMarcMayJuly

BIF to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0617, compared to 0.0605 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0617

H2 Avg (Jul–Dec) 0.0605

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0026 LRD (High: 0.0628 / Low: 0.0602). On the other end, August was the most stable month, with a tight range of 0.0000 LRD (High: 0.0602 / Low: 0.0602).

January Spread (Volatile) ±0.0026

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0619) against the same month in 2025 (average: 0.0675), the exchange rate shifted by -0.0056 (-8.36%).

2026 Avg (March) 0.0619

2025 Avg (March) 0.0675

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0628	0.0602	0.0614
February	0.0634	0.0616	0.0626
March	0.0638	0.0616	0.0619
April	0.0621	0.0616	0.0619
May	0.0618	0.0614	0.0615
June	0.0616	0.0608	0.0611
July	0.0611	0.0606	0.0608
August	0.0602	0.0602	0.0602