2014 BMD to KES Historical Review

YEARLY HIGH

90.6606 KES

YEARLY LOW

85.4953 KES

YEARLY AVERAGE

87.9405 KES

2014 BMD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BMD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 90.6606. Conversely, the yearly low was recorded on January 23, dropping to 85.4953.

This high-to-low spread represents a total annual volatility of 5.1653 KES. From a start-to-finish perspective, comparing the January average rate of 86.2664 to the December average rate of 90.4580, the exchange rate registered a net change of 4.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 90.6606 was up 3.40% compared to the 2013 peak of 87.6778, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 453,303 KES

2013 Average 430,551 KES

Yearly Trough Low 427,477 KES

Transaction Impact: A difference of 25,826.35 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

90.8772

85.8472

JanuMarcMayJulySeptNove

BMD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.8122, compared to 89.0688 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.2566 points.

H1 Avg (Jan–Jun) 86.8122

H2 Avg (Jul–Dec) 89.0688

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 1.5531 KES (High: 87.0484 / Low: 85.4953). On the other end, July was the most stable month, with a tight range of 0.3243 KES (High: 87.8988 / Low: 87.5745).

January Spread (Volatile) ±1.5531

July Spread (Stable) ±0.3243

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 90.4580) against the same month in 2013 (average: 86.3166), the exchange rate shifted by +4.1414 (+4.80%).

2014 Avg (December) 90.4580

2013 Avg (December) 86.3166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	87.0484	85.4953	86.2664
February	86.6209	86.0079	86.2812
March	86.7794	86.3453	86.5278
April	87.0636	86.4059	86.7620
May	87.8818	86.8146	87.4224
June	87.9602	87.4265	87.6136
July	87.8988	87.5745	87.7618
August	88.6116	87.7776	88.1473
September	89.3151	88.5367	88.8596
October	89.5924	89.0301	89.2261
November	90.2495	89.4812	89.9599
December	90.6606	90.2197	90.4580