2020 BMD to KES Historical Review

YEARLY HIGH

111.6000 KES

YEARLY LOW

100.3500 KES

YEARLY AVERAGE

106.4697 KES

2020 BMD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 111.6000. Conversely, the yearly low was recorded on February 1, dropping to 100.3500.

This high-to-low spread represents a total annual volatility of 11.2500 KES. From a start-to-finish perspective, comparing the January average rate of 101.0906 to the December average rate of 110.5012, the exchange rate registered a net change of 9.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 111.6000 was up 7.10% compared to the 2019 peak of 104.2045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 558,000 KES

2019 Average 509,982 KES

Yearly Trough Low 501,750 KES

Transaction Impact: A difference of 56,250.00 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

111.4679

99.8672

JanuMarcMayJulySeptNove

BMD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 104.2107, compared to 108.7287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.5180 points.

H1 Avg (Jan–Jun) 104.2107

H2 Avg (Jul–Dec) 108.7287

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.2458 KES (High: 106.3998 / Low: 101.1540). On the other end, September was the most stable month, with a tight range of 0.3600 KES (High: 108.6400 / Low: 108.2800).

March Spread (Volatile) ±5.2458

September Spread (Stable) ±0.3600

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3084 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 110.5012) against the same month in 2019 (average: 101.4340), the exchange rate shifted by +9.0672 (+8.94%).

2020 Avg (December) 110.5012

2019 Avg (December) 101.4340

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	101.7412	100.3500	101.0906
February	101.1897	100.3500	100.8339
March	106.3998	101.1540	103.7879
April	107.3016	105.2000	106.4515
May	107.3000	105.5987	106.7043
June	106.8000	106.1000	106.3959
July	108.0100	106.4500	107.3235
August	108.5100	107.7500	108.1262
September	108.6400	108.2800	108.4389
October	108.8500	108.4400	108.6509
November	110.1000	108.7200	109.3312
December	111.6000	108.7494	110.5012