2012 BOB to NAD Historical Review

YEARLY HIGH

1.2789 NAD

YEARLY LOW

1.0881 NAD

YEARLY AVERAGE

1.1821 NAD

2012 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1.2789. Conversely, the yearly low was recorded on March 4, dropping to 1.0881.

This high-to-low spread represents a total annual volatility of 0.1908 NAD. From a start-to-finish perspective, comparing the January average rate of 1.1625 to the December average rate of 1.2351, the exchange rate registered a net change of 6.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2789 was up 3.35% compared to the 2011 peak of 1.2375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 6,394 NAD

2011 Average 5,209 NAD

Yearly Trough Low 5,440 NAD

Transaction Impact: A difference of 953.94 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2745

1.0852

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1500, compared to 1.2142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0642 points.

H1 Avg (Jan–Jun) 1.1500

H2 Avg (Jul–Dec) 1.2142

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1020 NAD (High: 1.2247 / Low: 1.1227). On the other end, February was the most stable month, with a tight range of 0.0295 NAD (High: 1.1271 / Low: 1.0976).

May Spread (Volatile) ±0.1020

February Spread (Stable) ±0.0295

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0516 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0516

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 1.2587) against the same month in 2011 (average: 1.1766), the exchange rate shifted by +0.0821 (+6.98%).

2012 Avg (November) 1.2587

2011 Avg (November) 1.1766

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1863	1.1277	1.1625
February	1.1271	1.0976	1.1109
March	1.1211	1.0881	1.1010
April	1.1608	1.1035	1.1349
May	1.2247	1.1227	1.1802
June	1.2357	1.1771	1.2107
July	1.2182	1.1600	1.1827
August	1.2126	1.1589	1.1843
September	1.2042	1.1718	1.1864
October	1.2645	1.1927	1.2382
November	1.2789	1.2369	1.2587
December	1.2664	1.2103	1.2351