2025 BOB to NAD Historical Review

YEARLY HIGH

2.8540 NAD

YEARLY LOW

2.3903 NAD

YEARLY AVERAGE

2.5881 NAD

2025 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 2.8540. Conversely, the yearly low was recorded on December 31, dropping to 2.3903.

This high-to-low spread represents a total annual volatility of 0.4636 NAD. From a start-to-finish perspective, comparing the January average rate of 2.7110 to the December average rate of 2.4325, the exchange rate registered a net change of -10.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8540 was up 2.05% compared to the 2024 peak of 2.7968, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 14,270 NAD

2024 Average 13,256 NAD

Yearly Trough Low 11,952 NAD

Transaction Impact: A difference of 2,318.16 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.7664

2.4022

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6629, compared to 2.5133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1497 points.

H1 Avg (Jan–Jun) 2.6629

H2 Avg (Jul–Dec) 2.5133

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1945 NAD (High: 2.8540 / Low: 2.6595). On the other end, June was the most stable month, with a tight range of 0.0536 NAD (High: 2.6130 / Low: 2.5593).

April Spread (Volatile) ±0.1945

June Spread (Stable) ±0.0536

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1019 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.7361) against the same month in 2024 (average: 2.7292), the exchange rate shifted by +0.0068 (+0.25%).

2025 Avg (April) 2.7361

2024 Avg (April) 2.7292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7675	2.6593	2.7110
February	2.7107	2.6519	2.6723
March	2.6938	2.6153	2.6421
April	2.8540	2.6595	2.7361
May	2.6936	2.5837	2.6342
June	2.6130	2.5593	2.5819
July	2.6075	2.5337	2.5668
August	2.6528	2.5263	2.5644
September	2.5719	2.4958	2.5243
October	2.5317	2.4746	2.4993
November	2.5200	2.4518	2.4923
December	2.4788	2.3903	2.4325