2022 BOB to NAD Historical Review

YEARLY HIGH

2.6804 NAD

YEARLY LOW

2.1077 NAD

YEARLY AVERAGE

2.3649 NAD

2022 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 2.6804. Conversely, the yearly low was recorded on April 17, dropping to 2.1077.

This high-to-low spread represents a total annual volatility of 0.5727 NAD. From a start-to-finish perspective, comparing the January average rate of 2.2504 to the December average rate of 2.4944, the exchange rate registered a net change of 10.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.6804 was up 13.84% compared to the 2021 peak of 2.3546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 13,402 NAD

2021 Average 10,713 NAD

Yearly Trough Low 10,538 NAD

Transaction Impact: A difference of 2,863.59 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.6637

2.1317

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2384, compared to 2.4914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2531 points.

H1 Avg (Jan–Jun) 2.2384

H2 Avg (Jul–Dec) 2.4914

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.2229 NAD (High: 2.3306 / Low: 2.1077). On the other end, February was the most stable month, with a tight range of 0.0740 NAD (High: 2.2604 / Low: 2.1864).

April Spread (Volatile) ±0.2229

February Spread (Stable) ±0.0740

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0830 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0830

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 2.6194) against the same month in 2021 (average: 2.1547), the exchange rate shifted by +0.4646 (+21.56%).

2022 Avg (October) 2.6194

2021 Avg (October) 2.1547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3229	2.1858	2.2504
February	2.2604	2.1864	2.2137
March	2.3236	2.1099	2.1832
April	2.3306	2.1077	2.1761
May	2.3576	2.2627	2.3160
June	2.3392	2.2350	2.2910
July	2.4799	2.2845	2.3391
August	2.4600	2.3451	2.4199
September	2.6153	2.4534	2.5396
October	2.6804	2.5739	2.6194
November	2.6642	2.4499	2.5363
December	2.5584	2.4553	2.4944