2021 BOB to NAD Historical Review

YEARLY HIGH

2.3546 NAD

YEARLY LOW

1.9363 NAD

YEARLY AVERAGE

2.1424 NAD

2021 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 2.3546. Conversely, the yearly low was recorded on June 7, dropping to 1.9363.

This high-to-low spread represents a total annual volatility of 0.4183 NAD. From a start-to-finish perspective, comparing the January average rate of 2.1889 to the December average rate of 2.3051, the exchange rate registered a net change of 5.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3546 was down 14.98% compared to the 2020 peak of 2.7695, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 11,773 NAD

2020 Average 11,940 NAD

Yearly Trough Low 9,682 NAD

Transaction Impact: A difference of 2,091.29 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3356

1.9705

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1039, compared to 2.1808 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0769 points.

H1 Avg (Jan–Jun) 2.1039

H2 Avg (Jul–Dec) 2.1808

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2693 NAD (High: 2.3546 / Low: 2.0853). On the other end, April was the most stable month, with a tight range of 0.0704 NAD (High: 2.1266 / Low: 2.0562).

November Spread (Volatile) ±0.2693

April Spread (Stable) ±0.0704

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0726 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0726

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.2421) against the same month in 2020 (average: 2.2541), the exchange rate shifted by -0.0120 (-0.53%).

2021 Avg (November) 2.2421

2020 Avg (November) 2.2541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2488	2.1215	2.1889
February	2.1864	2.1016	2.1326
March	2.2525	2.1229	2.1690
April	2.1266	2.0562	2.0965
May	2.1006	1.9947	2.0354
June	2.0731	1.9363	2.0010
July	2.1537	2.0671	2.1060
August	2.2171	2.0737	2.1292
September	2.1911	2.0722	2.1477
October	2.1924	2.0900	2.1547
November	2.3546	2.0853	2.2421
December	2.3511	2.2475	2.3051