2015 BOB to NAD Historical Review

YEARLY HIGH

2.2980 NAD

YEARLY LOW

1.6397 NAD

YEARLY AVERAGE

1.8489 NAD

2015 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 2.2980. Conversely, the yearly low was recorded on February 5, dropping to 1.6397.

This high-to-low spread represents a total annual volatility of 0.6583 NAD. From a start-to-finish perspective, comparing the January average rate of 1.6733 to the December average rate of 2.1801, the exchange rate registered a net change of 30.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2980 was up 35.89% compared to the 2014 peak of 1.6911, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 11,490 NAD

2014 Average 7,848 NAD

Yearly Trough Low 8,199 NAD

Transaction Impact: A difference of 3,291.52 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2308

1.6226

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7256, compared to 1.9723 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2467 points.

H1 Avg (Jan–Jun) 1.7256

H2 Avg (Jul–Dec) 1.9723

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2198 NAD (High: 2.2980 / Low: 2.0782). On the other end, January was the most stable month, with a tight range of 0.0510 NAD (High: 1.6955 / Low: 1.6445).

December Spread (Volatile) ±0.2198

January Spread (Stable) ±0.0510

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0230 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1801) against the same month in 2014 (average: 1.6640), the exchange rate shifted by +0.5161 (+31.02%).

2015 Avg (December) 2.1801

2014 Avg (December) 1.6640

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6955	1.6445	1.6733
February	1.7052	1.6397	1.6777
March	1.8085	1.6866	1.7485
April	1.7679	1.7107	1.7381
May	1.7594	1.7063	1.7326
June	1.8230	1.7561	1.7832
July	1.8353	1.7740	1.8041
August	1.9248	1.8292	1.8699
September	2.0331	1.9264	1.9768
October	2.0162	1.8927	1.9539
November	2.0911	1.9929	2.0491
December	2.2980	2.0782	2.1801