2020 BOB to NAD Historical Review

YEARLY HIGH

2.7695 NAD

YEARLY LOW

2.0261 NAD

YEARLY AVERAGE

2.3876 NAD

2020 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 2.7695. Conversely, the yearly low was recorded on January 4, dropping to 2.0261.

This high-to-low spread represents a total annual volatility of 0.7434 NAD. From a start-to-finish perspective, comparing the January average rate of 2.0761 to the December average rate of 2.1579, the exchange rate registered a net change of 3.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.7695 was down 48.13% compared to the 2019 peak of 5.3390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 13,848 NAD

2019 Average 10,495 NAD

Yearly Trough Low 10,130 NAD

Transaction Impact: A difference of 3,717.16 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.7529

2.0146

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4102, compared to 2.3649 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0454 points.

H1 Avg (Jan–Jun) 2.4102

H2 Avg (Jul–Dec) 2.3649

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3844 NAD (High: 2.6035 / Low: 2.2191). On the other end, July was the most stable month, with a tight range of 0.0889 NAD (High: 2.4729 / Low: 2.3840).

March Spread (Volatile) ±0.3844

July Spread (Stable) ±0.0889

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1580 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.6914) against the same month in 2019 (average: 2.0486), the exchange rate shifted by +0.6427 (+31.37%).

2020 Avg (April) 2.6914

2019 Avg (April) 2.0486

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1376	2.0261	2.0761
February	2.2281	2.1362	2.1654
March	2.6035	2.2191	2.4147
April	2.7695	2.5933	2.6914
May	2.7141	2.5195	2.6359
June	2.5324	2.4032	2.4779
July	2.4729	2.3840	2.4247
August	2.5622	2.3955	2.5120
September	2.5138	2.3490	2.4332
October	2.6240	2.3412	2.4074
November	2.3624	2.2100	2.2541
December	2.2232	2.1101	2.1579