2014 BOB to NAD Historical Review

YEARLY HIGH

1.6911 NAD

YEARLY LOW

1.4934 NAD

YEARLY AVERAGE

1.5698 NAD

2014 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1.6911. Conversely, the yearly low was recorded on May 14, dropping to 1.4934.

This high-to-low spread represents a total annual volatility of 0.1977 NAD. From a start-to-finish perspective, comparing the January average rate of 1.5708 to the December average rate of 1.6640, the exchange rate registered a net change of 5.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6911 was up 11.55% compared to the 2013 peak of 1.5160, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 8,456 NAD

2013 Average 6,947 NAD

Yearly Trough Low 7,467 NAD

Transaction Impact: A difference of 988.54 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6798

1.4908

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5484, compared to 1.5912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0428 points.

H1 Avg (Jan–Jun) 1.5484

H2 Avg (Jul–Dec) 1.5912

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0990 NAD (High: 1.6209 / Low: 1.5219). On the other end, August was the most stable month, with a tight range of 0.0255 NAD (High: 1.5548 / Low: 1.5293).

January Spread (Volatile) ±0.0990

August Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0355 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.6640) against the same month in 2013 (average: 1.5000), the exchange rate shifted by +0.1640 (+10.93%).

2014 Avg (December) 1.6640

2013 Avg (December) 1.5000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6209	1.5219	1.5708
February	1.6202	1.5528	1.5893
March	1.5739	1.5250	1.5537
April	1.5420	1.5090	1.5262
May	1.5233	1.4934	1.5066
June	1.5621	1.5263	1.5437
July	1.5596	1.5212	1.5427
August	1.5548	1.5293	1.5431
September	1.6312	1.5417	1.5881
October	1.6348	1.5790	1.6043
November	1.6312	1.5849	1.6048
December	1.6911	1.5942	1.6640