2019 BOB to NAD Historical Review

YEARLY HIGH

5.3390 NAD

YEARLY LOW

1.9250 NAD

YEARLY AVERAGE

2.0984 NAD

2019 BOB to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BOB to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 5.3390. Conversely, the yearly low was recorded on February 3, dropping to 1.9250.

This high-to-low spread represents a total annual volatility of 3.4140 NAD. From a start-to-finish perspective, comparing the January average rate of 2.0100 to the December average rate of 2.0850, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 5.3390 was up 144.47% compared to the 2018 peak of 2.1839, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 26,695 NAD

2018 Average 9,574 NAD

Yearly Trough Low 9,625 NAD

Transaction Impact: A difference of 17,070.00 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.2100

1.9744

JanuMarcMayJulySeptNove

BOB to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0720, compared to 2.1247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0526 points.

H1 Avg (Jan–Jun) 2.0720

H2 Avg (Jul–Dec) 2.1247

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 3.2826 NAD (High: 5.3390 / Low: 2.0563). On the other end, July was the most stable month, with a tight range of 0.0488 NAD (High: 2.0562 / Low: 2.0073).

May Spread (Volatile) ±3.2826

July Spread (Stable) ±0.0488

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0810 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0810

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 2.1903) against the same month in 2018 (average: 1.8110), the exchange rate shifted by +0.3793 (+20.94%).

2019 Avg (May) 2.1903

2018 Avg (May) 1.8110

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0844	1.9325	2.0100
February	2.0445	1.9250	1.9940
March	2.1186	2.0104	2.0799
April	2.1157	2.0159	2.0486
May	5.3390	2.0563	2.1903
June	2.1760	2.0416	2.1094
July	2.0562	2.0073	2.0288
August	2.2334	2.0546	2.1890
September	2.2003	2.1160	2.1497
October	2.2150	2.1033	2.1555
November	2.1860	2.1176	2.1401
December	2.1411	2.0314	2.0850