2013 BOB to NZD Historical Review

YEARLY HIGH

0.1874 NZD

YEARLY LOW

0.1658 NZD

YEARLY AVERAGE

0.1756 NZD

2013 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.1874. Conversely, the yearly low was recorded on April 11, dropping to 0.1658.

This high-to-low spread represents a total annual volatility of 0.0216 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1711 to the December average rate of 0.1759, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1874 was down 2.56% compared to the 2012 peak of 0.1924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 937 NZD

2012 Average 889 NZD

Yearly Trough Low 829 NZD

Transaction Impact: A difference of 108.07 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1850

0.1674

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1731, compared to 0.1782 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.1731

H2 Avg (Jul–Dec) 0.1782

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0143 NZD (High: 0.1867 / Low: 0.1724). On the other end, December was the most stable month, with a tight range of 0.0029 NZD (High: 0.1773 / Low: 0.1744).

September Spread (Volatile) ±0.0143

December Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.1836) against the same month in 2012 (average: 0.1794), the exchange rate shifted by +0.0042 (+2.33%).

2013 Avg (July) 0.1836

2012 Avg (July) 0.1794

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1732	0.1698	0.1711
February	0.1735	0.1681	0.1704
March	0.1750	0.1705	0.1726
April	0.1710	0.1658	0.1689
May	0.1794	0.1675	0.1735
June	0.1867	0.1777	0.1822
July	0.1874	0.1790	0.1836
August	0.1872	0.1784	0.1829
September	0.1867	0.1724	0.1778
October	0.1754	0.1702	0.1734
November	0.1783	0.1725	0.1753
December	0.1773	0.1744	0.1759