2022 BOB to NZD Historical Review

YEARLY HIGH

0.2601 NZD

YEARLY LOW

0.2083 NZD

YEARLY AVERAGE

0.2288 NZD

2022 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.2601. Conversely, the yearly low was recorded on March 23, dropping to 0.2083.

This high-to-low spread represents a total annual volatility of 0.0518 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2154 to the December average rate of 0.2277, the exchange rate registered a net change of 5.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.2601 was up 20.53% compared to the 2021 peak of 0.2158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,300 NZD

2021 Average 1,025 NZD

Yearly Trough Low 1,041 NZD

Transaction Impact: A difference of 258.98 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.2587

0.2072

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2192, compared to 0.2384 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 0.2192

H2 Avg (Jul–Dec) 0.2384

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0230 NZD (High: 0.2584 / Low: 0.2354). On the other end, February was the most stable month, with a tight range of 0.0052 NZD (High: 0.2197 / Low: 0.2146).

September Spread (Volatile) ±0.0230

February Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0161 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.2544) against the same month in 2021 (average: 0.2053), the exchange rate shifted by +0.0491 (+23.91%).

2022 Avg (October) 0.2544

2021 Avg (October) 0.2053

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2221	0.2113	0.2154
February	0.2197	0.2146	0.2177
March	0.2159	0.2083	0.2115
April	0.2250	0.2094	0.2152
May	0.2330	0.2213	0.2271
June	0.2339	0.2214	0.2285
July	0.2385	0.2310	0.2344
August	0.2371	0.2244	0.2316
September	0.2584	0.2354	0.2439
October	0.2601	0.2483	0.2544
November	0.2513	0.2288	0.2383
December	0.2316	0.2238	0.2277