2020 BOB to NZD Historical Review

YEARLY HIGH

0.2581 NZD

YEARLY LOW

0.2016 NZD

YEARLY AVERAGE

0.2233 NZD

2020 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.2581. Conversely, the yearly low was recorded on December 30, dropping to 0.2016.

This high-to-low spread represents a total annual volatility of 0.0565 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2187 to the December average rate of 0.2044, the exchange rate registered a net change of -6.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2581 was up 11.10% compared to the 2019 peak of 0.2323, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,291 NZD

2019 Average 1,098 NZD

Yearly Trough Low 1,008 NZD

Transaction Impact: A difference of 282.48 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2451

0.2007

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2316, compared to 0.2150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 0.2316

H2 Avg (Jul–Dec) 0.2150

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0300 NZD (High: 0.2581 / Low: 0.2282). On the other end, October was the most stable month, with a tight range of 0.0043 NZD (High: 0.2205 / Low: 0.2162).

March Spread (Volatile) ±0.0300

October Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0137 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2405) against the same month in 2019 (average: 0.2118), the exchange rate shifted by +0.0287 (+13.53%).

2020 Avg (March) 0.2405

2019 Avg (March) 0.2118

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2238	0.2139	0.2187
February	0.2315	0.2227	0.2263
March	0.2581	0.2282	0.2405
April	0.2478	0.2358	0.2414
May	0.2445	0.2334	0.2382
June	0.2306	0.2203	0.2245
July	0.2234	0.2163	0.2198
August	0.2221	0.2149	0.2193
September	0.2217	0.2140	0.2172
October	0.2205	0.2162	0.2182
November	0.2195	0.2059	0.2110
December	0.2070	0.2016	0.2044