2019 BOB to NZD Historical Review

YEARLY HIGH

0.2323 NZD

YEARLY LOW

0.2093 NZD

YEARLY AVERAGE

0.2196 NZD

2019 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.2323. Conversely, the yearly low was recorded on March 20, dropping to 0.2093.

This high-to-low spread represents a total annual volatility of 0.0230 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2135 to the December average rate of 0.2192, the exchange rate registered a net change of 2.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2323 was up 3.03% compared to the 2018 peak of 0.2255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,162 NZD

2018 Average 1,047 NZD

Yearly Trough Low 1,047 NZD

Transaction Impact: A difference of 114.90 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2300

0.2100

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2154, compared to 0.2239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.2154

H2 Avg (Jul–Dec) 0.2239

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0106 NZD (High: 0.2312 / Low: 0.2206). On the other end, November was the most stable month, with a tight range of 0.0039 NZD (High: 0.2286 / Low: 0.2247).

August Spread (Volatile) ±0.0106

November Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0070 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.2281) against the same month in 2018 (average: 0.2219), the exchange rate shifted by +0.0063 (+2.83%).

2019 Avg (October) 0.2281

2018 Avg (October) 0.2219

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2181	0.2096	0.2135
February	0.2147	0.2094	0.2117
March	0.2140	0.2093	0.2118
April	0.2194	0.2131	0.2154
May	0.2226	0.2178	0.2205
June	0.2228	0.2151	0.2192
July	0.2208	0.2135	0.2167
August	0.2312	0.2206	0.2251
September	0.2311	0.2249	0.2283
October	0.2323	0.2253	0.2281
November	0.2286	0.2247	0.2262
December	0.2253	0.2151	0.2192