2016 BOB to NZD Historical Review

YEARLY HIGH

0.2264 NZD

YEARLY LOW

0.1941 NZD

YEARLY AVERAGE

0.2082 NZD

2016 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.2264. Conversely, the yearly low was recorded on September 7, dropping to 0.1941.

This high-to-low spread represents a total annual volatility of 0.0323 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2212 to the December average rate of 0.2057, the exchange rate registered a net change of -7.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2264 was down 2.05% compared to the 2015 peak of 0.2311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,132 NZD

2015 Average 1,039 NZD

Yearly Trough Low 971 NZD

Transaction Impact: A difference of 161.40 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2236

0.1956

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2145, compared to 0.2019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0126 points.

H1 Avg (Jan–Jun) 0.2145

H2 Avg (Jul–Dec) 0.2019

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0153 NZD (High: 0.2264 / Low: 0.2111). On the other end, August was the most stable month, with a tight range of 0.0047 NZD (High: 0.2025 / Low: 0.1978).

January Spread (Volatile) ±0.0153

August Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0073 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.2212) against the same month in 2015 (average: 0.1896), the exchange rate shifted by +0.0316 (+16.68%).

2016 Avg (January) 0.2212

2015 Avg (January) 0.1896

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2264	0.2111	0.2212
February	0.2218	0.2154	0.2186
March	0.2211	0.2119	0.2168
April	0.2149	0.2059	0.2111
May	0.2169	0.2058	0.2134
June	0.2131	0.2002	0.2061
July	0.2080	0.1991	0.2032
August	0.2025	0.1978	0.2001
September	0.1998	0.1941	0.1979
October	0.2054	0.1986	0.2020
November	0.2066	0.1960	0.2025
December	0.2098	0.2001	0.2057