2015 BOB to NZD Historical Review

YEARLY HIGH

0.2311 NZD

YEARLY LOW

0.1845 NZD

YEARLY AVERAGE

0.2077 NZD

2015 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.2311. Conversely, the yearly low was recorded on January 11, dropping to 0.1845.

This high-to-low spread represents a total annual volatility of 0.0467 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1896 to the December average rate of 0.2145, the exchange rate registered a net change of 13.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2311 was up 22.30% compared to the 2014 peak of 0.1890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,156 NZD

2014 Average 873 NZD

Yearly Trough Low 922 NZD

Transaction Impact: A difference of 233.32 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2323

0.1857

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1954, compared to 0.2199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0245 points.

H1 Avg (Jan–Jun) 0.1954

H2 Avg (Jul–Dec) 0.2199

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0150 NZD (High: 0.1995 / Low: 0.1845). On the other end, September was the most stable month, with a tight range of 0.0047 NZD (High: 0.2311 / Low: 0.2264).

January Spread (Volatile) ±0.0150

September Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0120 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.2285) against the same month in 2014 (average: 0.1779), the exchange rate shifted by +0.0506 (+28.45%).

2015 Avg (September) 0.2285

2014 Avg (September) 0.1779

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1995	0.1845	0.1896
February	0.1991	0.1911	0.1943
March	0.1987	0.1887	0.1938
April	0.1943	0.1873	0.1909
May	0.2041	0.1923	0.1962
June	0.2134	0.2017	0.2079
July	0.2223	0.2148	0.2182
August	0.2277	0.2172	0.2213
September	0.2311	0.2264	0.2285
October	0.2262	0.2116	0.2165
November	0.2239	0.2139	0.2207
December	0.2182	0.2106	0.2145