2014 BOB to NZD Historical Review

YEARLY HIGH

0.1890 NZD

YEARLY LOW

0.1641 NZD

YEARLY AVERAGE

0.1746 NZD

2014 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.1890. Conversely, the yearly low was recorded on July 9, dropping to 0.1641.

This high-to-low spread represents a total annual volatility of 0.0249 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1750 to the December average rate of 0.1865, the exchange rate registered a net change of 6.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1890 was up 0.83% compared to the 2013 peak of 0.1874, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 945 NZD

2013 Average 878 NZD

Yearly Trough Low 821 NZD

Transaction Impact: A difference of 124.35 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1884

0.1646

JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1706, compared to 0.1786 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.1706

H2 Avg (Jul–Dec) 0.1786

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0136 NZD (High: 0.1861 / Low: 0.1724). On the other end, April was the most stable month, with a tight range of 0.0032 NZD (High: 0.1694 / Low: 0.1662).

September Spread (Volatile) ±0.0136

April Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0050 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1865) against the same month in 2013 (average: 0.1759), the exchange rate shifted by +0.0105 (+5.97%).

2014 Avg (December) 0.1865

2013 Avg (December) 0.1759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1788	0.1730	0.1750
February	0.1790	0.1725	0.1747
March	0.1729	0.1665	0.1697
April	0.1694	0.1662	0.1680
May	0.1704	0.1661	0.1682
June	0.1718	0.1647	0.1677
July	0.1705	0.1641	0.1666
August	0.1737	0.1698	0.1716
September	0.1861	0.1724	0.1779
October	0.1861	0.1813	0.1841
November	0.1878	0.1828	0.1848
December	0.1890	0.1838	0.1865