YEARLY HIGH
0.2255 NZD
YEARLY LOW
0.1956 NZD
YEARLY AVERAGE
0.2093 NZD

2018 BOB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BOB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 0.2255. Conversely, the yearly low was recorded on February 1, dropping to 0.1956.

This high-to-low spread represents a total annual volatility of 0.0299 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1995 to the December average rate of 0.2126, the exchange rate registered a net change of 6.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2255 was up 6.27% compared to the 2017 peak of 0.2122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,128 NZD
2017 Average 1,014 NZD
Yearly Trough Low 978 NZD
Transaction Impact: A difference of 149.55 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2242
0.1957
JanuMarcMayJulySeptNove

BOB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2023, compared to 0.2163 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0140 points.

H1 Avg (Jan–Jun) 0.2023
H2 Avg (Jul–Dec) 0.2163

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 0.0094 NZD (High: 0.2055 / Low: 0.1961). On the other end, March was the most stable month, with a tight range of 0.0042 NZD (High: 0.2016 / Low: 0.1974).

April Spread (Volatile) ±0.0094
March Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0081 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.2219) against the same month in 2017 (average: 0.2053), the exchange rate shifted by +0.0166 (+8.07%).

2018 Avg (October) 0.2219
2017 Avg (October) 0.2053

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2042 0.1965 0.1995
February 0.2008 0.1956 0.1981
March 0.2016 0.1974 0.1995
April 0.2055 0.1961 0.2000
May 0.2108 0.2055 0.2082
June 0.2142 0.2054 0.2086
July 0.2160 0.2115 0.2133
August 0.2207 0.2128 0.2173
September 0.2221 0.2165 0.2192
October 0.2255 0.2191 0.2219
November 0.2179 0.2103 0.2138
December 0.2161 0.2081 0.2126