2012 CZK to BAM Historical Review

YEARLY HIGH

0.0804 BAM

YEARLY LOW

0.0754 BAM

YEARLY AVERAGE

0.0779 BAM

2012 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.0804. Conversely, the yearly low was recorded on June 26, dropping to 0.0754.

This high-to-low spread represents a total annual volatility of 0.0049 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0767 to the December average rate of 0.0777, the exchange rate registered a net change of 1.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0804 was down 1.57% compared to the 2011 peak of 0.0816, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 402 BAM

2011 Average 398 BAM

Yearly Trough Low 377 BAM

Transaction Impact: A difference of 24.63 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0797

0.0760

JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0778, compared to 0.0779 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0778

H2 Avg (Jul–Dec) 0.0779

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0026 BAM (High: 0.0788 / Low: 0.0762). On the other end, December was the most stable month, with a tight range of 0.0007 BAM (High: 0.0781 / Low: 0.0774).

May Spread (Volatile) ±0.0026

December Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.0791) against the same month in 2011 (average: 0.0797), the exchange rate shifted by -0.0007 (-0.86%).

2012 Avg (September) 0.0791

2011 Avg (September) 0.0797

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0779	0.0757	0.0767
February	0.0790	0.0774	0.0782
March	0.0800	0.0787	0.0794
April	0.0797	0.0782	0.0790
May	0.0788	0.0762	0.0775
June	0.0774	0.0754	0.0763
July	0.0775	0.0761	0.0769
August	0.0790	0.0769	0.0782
September	0.0804	0.0779	0.0791
October	0.0792	0.0780	0.0785
November	0.0778	0.0766	0.0771
December	0.0781	0.0774	0.0777