2019 CZK to BAM Historical Review

YEARLY HIGH

0.0774 BAM

YEARLY LOW

0.0749 BAM

YEARLY AVERAGE

0.0762 BAM

2019 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0774. Conversely, the yearly low was recorded on September 8, dropping to 0.0749.

This high-to-low spread represents a total annual volatility of 0.0025 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0763 to the December average rate of 0.0768, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0774 was down 0.75% compared to the 2018 peak of 0.0780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 387 BAM

2018 Average 381 BAM

Yearly Trough Low 374 BAM

Transaction Impact: A difference of 12.69 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0769

0.0755

JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0762, compared to 0.0762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0762

H2 Avg (Jul–Dec) 0.0762

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0018 BAM (High: 0.0770 / Low: 0.0751). On the other end, November was the most stable month, with a tight range of 0.0004 BAM (High: 0.0768 / Low: 0.0763).

January Spread (Volatile) ±0.0018

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0768) against the same month in 2018 (average: 0.0757), the exchange rate shifted by +0.0011 (+1.45%).

2019 Avg (December) 0.0768

2018 Avg (December) 0.0757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0770	0.0751	0.0763
February	0.0766	0.0753	0.0760
March	0.0767	0.0756	0.0761
April	0.0766	0.0756	0.0761
May	0.0764	0.0755	0.0759
June	0.0770	0.0755	0.0765
July	0.0769	0.0756	0.0765
August	0.0763	0.0749	0.0757
September	0.0759	0.0749	0.0756
October	0.0769	0.0756	0.0762
November	0.0768	0.0763	0.0766
December	0.0774	0.0764	0.0768